PUBLIC SERVICE ANNOUNCEMENT


COVID-19 Outbreak information

Apply for a $10,000 grant from the government

In response to the COVID-19 outbreak, the government, through the Small Business Administration (SBA) is providing small businesses, sole proprietorships, and independent contractors a loan of up to $2 million, and a grant of up to $10,000, which may not have to be repaid, even if the loan application is denied.
The $10,000 grant should be paid to you within three days of an application.

The grant does NOT need to be re-paid.

$10,000 available within one week – even if you don’t qualify for an EIDL loan.
Businesses have 3 ways to get money
  • $10,000 Grant from EIDL
    (apply at SBA.gov)
  • EIDL Loan
    (apply at SBA.gov)
  • PPP Loan
    (apply at your bank)
EIDL = Economic Injury Disaster Loan
EIDL is a normal loan with relaxed qualifying requirements. Eligible applicants for an EIDL can receive a $10,000 emergency grant. There is no obligation to repay the grant. To receive the $10,000 emergency grant, it is not necessary to have an approved EIDL loan.

PPP = Paycheck Protection Program
PPP loan is based on your employee payroll. Minimum $1,000 up to $10 million.

CARES Act
The Coronavirus Aid, Relief, and Economic Security (CARES) Act expands the Small Business Administration’s long-standing Economic Injury Disaster Loan Program (EIDL). The EIDL program was created to assist businesses, renters, and homeowners located in regions affected by declared disasters.
Eligibility for SBA $10,000 Grant
  • Business entities with 500 or fewer employees
  • Sole proprietorships, with or without employees
  • Independent contractors
  • Cooperatives and employee-owned businesses
  • Tribal small businesses
  • Private non-profits of any size

You are able to obtain both an EIDL and PPP loan, so long as you use the loans for different purposes. If you obtained an EIDL before April 3rd, and used the proceeds for payroll, then you will refinance the EIDL into the PPP loan.

Additionally, any advance amount received under the EIDL Grant Program would be subtracted from the amount forgiven of the PPP loan.

Expanded eligibility criteria and the emergency grants are only available between January 31, 2020, and December 31, 2020
Partial listing (personal services)
  • Hair & Nail
  • Interior Design
  • Lawn & Garden
  • Maid & Cleaning Services
  • Pet Washing & Grooming
  • Tanning & Tattoo
$10,000 Grant + EIDL
  • $10,000 Grant Application
  • EIDL Loan Application
  • SBA Disaster Loans (EIDL)
  • $25,000 max - Working Capital Disaster Loans
  • $2,000,000 max - Disaster Loan Terms
  • Apply ONLINE ONLY at SBA.gov
PPP application
  • PPP Paycheck Protection Program
  • Submitted your PPP application to your business bank (a SBA Participating Lender)
More SBA funding information
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